Expert Interview: A Katy CPA on Small-Business Tax Strategy
Section 179, S-corp election, retirement contributions — a Katy CPA breaks down the tax strategy that matters for Texas small businesses.
By Experts of Katy Editorial
We sat down with a Katy CPA to talk small-business tax strategy.
Q: When does S-corp election make sense?
"Generally when profit clears $80k. Below that, the payroll and admin costs outweigh the FICA savings. A Katy CPA can run the math in 20 minutes."
Q: Most underused strategy?
"SEP-IRA or solo 401(k). You can shelter up to $69k in 2026 if you're a contractor or single-shareholder S-corp. Most Katy small-business owners contribute zero. Big miss."
Q: Section 179?
"Real and useful — equipment, vehicles over 6,000 lbs, software. But timing matters. December purchases qualify for the year, January don't. Plan ahead."